Here’s a question from one of our readers: “What if I got hurt falling down steps at someone else’s house? I was taking their dogs out for a walk, which they pay me to do during the work week. Who pays for my sprained ankle doctor’s bills?”
Pro Tip: It’s wise to contact a lawyer right away because your state’s statute of limitations limits the time you have to make a case.
Talk to a Personal Injury Attorney for Free About Your Accident
Since you were at the home for work, you can sue for an injury if you can show that it was caused by the homeowner’s negligence, like:
- Broken stairs or railings
- Cracked walkways
- Burned out bulbs or broken fixtures near the stairs
However, if you fell because you lost your balance or the dog pulled on the leash, it’s unlikely your injury qualifies. An attorney can help you figure out if you qualify.
Why Isn’t This a Workers’ Comp Claim?
While you might think otherwise, this injury cannot qualify for workers’ compensation. Most states have laws that explicitly exempt gig workers and independent contractors from workers’ compensation insurance coverage. Without that policy in place, then your employer has no way to pay you workers’ comp benefits.
Compensation After Falling Down
You may be due compensation beyond the medical expenses related to your injury. According to the U.S. Bureau of Labor Statistics, more than one-fifth of slip-and-fall accidents keep workers off the job for more than 31 days. That creates lost revenue, emotional distress and pain and suffering. A qualified personal injury attorney can help you know if you can sue for compensation for these impacts as well.
If a slip-and-fall lawyer proves your case, the homeowner’s insurance policy will pay the settlement money directly to you and your family. Find out if you have a case. Complete your free online personal injury case evaluation now!
Margot Lester is the CEO of The Word Factory, a B2B & B2C content marketing agency that provides services for Fortune 100 brands, healthtech companies and SaaS developers. An award-winning business and brand journalist, she writes for daily and weekly newspapers and business journals, national magazines, in-flight publications and leading websites. Margot is also an in-demand writing coach and organizational communications trainer, helping individuals and teams write more effectively. Twitter: @word_factory LinkedIn: linkedin.com/in/margotlester.